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The Bank reserves the right to retain the appliance types and documents supplied therewith, including pictures, and will not return the same. Processing payment on the transferred quantity might apply as per latest Schedule of Charges. The Bank shall act as an agent in offering this facility and can’t be held liable for setting claims emanating from this scheme or for the approval or rejection of any claim. The Bank may at its absolute discretion concern a Supplementary Card to an individual nominated by the Cardholder and accredited by the Bank. The Supplementary Cardholder must be of 18 years of age or over. The problem of the Supplementary Card shall be topic to such Terms and Conditions, which the Bank might deem needed.

Payments made by the cheques drawn on a location the place the Bank does not have a department shall be subject to a processing and handling payment as determined by the Bank every so often. A cheque deposit shall be acceptable for assortment and the proceeds shall not be obtainable until the cheque has been cleared and the proceeds paid to the Bank. Any money deposits may only be considered having been obtained by the Bank upon crediting the identical to the Card Account. Use of the Card at any ATM of the Bank or any other financial institution or establishment with whom the Bank has an Agreement for the use of the ATM of the stated financial institution or institution by which case advance shall be additional subject to the relevant daily withdrawal limit of the ATM. BRAC Bank Limited reserves the absolute discretion and liberty to decline or honor the authorization requests on the Card without assigning any cause.

„Current Balance“ means the entire debit balance which shall be debited to the Card Account excellent on the Card Account payable to the Bank according to the Bank’s data on the date the Statement of Account is issued. „Card“ means the Credit Card issued by the BRAC Bank Limited on the premise of utility made by the Cardholder beneath the name of VISA, MasterCard or JCB and likewise contains Primary, Supplementary/Additional and Replacement/Re-issued Cards. „Bangladesh Bank“ means the central financial institution of Bangladesh established underneath the Bangladesh Bank Order (P.O. fifty two of 1972) and consists of its successors and assignees. Definitions & Interpretation „Applicant“ means one who has/have applied for a Card to BRAC Bank Limited.

The website runs varied promotions as well as a loyalty scheme to reward long-term players in addition to newcomers, comps. These complaints might be resolved as per the policy of respective fee community (Visa/ Mastercard) and the decision of the cost community will be thought-about as ultimate. The Bank cannot be held answerable for setting claims emanating from this scheme or for the approval or rejection of any declare. In reference to the special discounts/offers made by the respective Merchants, the Bank does not maintain out any warranty or make any illustration of the delivery, quality, design, specs or otherwise set out in respect of those offers. Also, these products/services are topic to availability and shall be allotted on a first come, first server foundation. All playing cards, which wouldn’t have any funds pending for over a month or extra, might be renewed routinely.

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Maximum 95% of the obtainable credit limit can be availed for Balance Transfer. The Bank shall terminate the utilization of the card without notice upon the dying, bankruptcy or insolvency of the cardholder or when the whereabouts of the cardholder turn into unknown to the Bank due to any cause attributable to the Bank. For cheque fee by way of Drop Box located at numerous BRAC Bank branches, fee to be mirrored on the next working day. The facility of a Supplementary Card, is a particular facility at such fee/rate as may be stipulated by BRAC Bank from time to time. The Bank will credit score the Cardholder’s Card account with the amount of any refund only upon receipt of a properly issued credit voucher from the service provider establishment.

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This might require the disclosure of information to a Bangladeshi or overseas governmental or regulatory authorities or to another individual we moderately assume needed for these purposes. The Priority Pass card is not a payment card nor it is a proof of creditworthiness and attempts to use it as such could represent fraud. Once a Balance Transfer has been made, the client has to proceed the steadiness switch amount for no less than 6 months with BRAC Bank i.e., the shopper can’t switch the balance to any other financial institution within the specified period of time. If the cardholder misses to pay four consecutive EMI payments, the total quantity shall be once more transformed into excellent with common rate of interest. The cardholder can buy Motorbikes with BRAC Bank Credit Card from any Motorbike Partner outlets and convert the transactions into Motorbike installment plan at 16% efficient interest rate per annum.

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