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Should the Cardholder be away from Bangladesh more than a month, the Card Account must be settled 7 days previous to his/her departure. The Cardholder should promptly notify the Bank in writing of any change in employment or business or handle (office and/or residence) or if Cardholder intends to be away from Bangladesh for greater than 30 days. All costs and expenses in such regard may be debited to the Card Account and shall be payable by the Cardholder.

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All transactions authorized by the supplementary cardholder prior to the date the supplementary card is acquired by the Bank, are valid and treated as binding upon the primary cardholder and are the liability of the first cardholder. The Bank shall ship a Statement of Account to the Cardholder every month or at such different common intervals as deemed fit by the Bank. If the Cardholder does not receive the Statement of Account for the particular Statement Period, s/he should notify the Bank within 7 days of the assertion date and request a copy of the Statement of Account for the Particular Statement period. Non-receipt of Statement of Account shall not be construed by the Cardholder to be sufficient for non-payment of dues in time. The Bank cannot be held answerable for non-receipt of assertion as a end result of unexpected circumstances and circumstances outdoors the Bank’s management.

Subject to the requirements of statute, notification of any such change shall be given to the Cardholder by the Bank both in writing or by publication thereof. Such modifications shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints might be resolved as per the coverage of respective fee network (Visa/ Mastercard) and the decision of the fee community will be considered as ultimate. The Bank cannot be held liable for setting claims emanating from this scheme or for the approval or rejection of any declare. If you fail to notify BRAC Bank inside a hundred and twenty days of purchasing the product/service; the Bank will not be held liable to entertain the criticism. The Bank shall be entitled at any time without the consent of the Cardholder to assign and switch the entire or any a part of its rights of obligations underneath this Agreement.

„Schedule of Charges“ means the list of charges applicable for the companies provided on the Card. These costs are topic to changes on the sole discretion of BRAC Bank Limited. However, such adjustments in charges may be made only with potential effect giving prior notice of 30 days to the Cardholder. „Electronic Banking Terminal“ means any licensed terminal or device during which Card and/or PIN can be utilized. This contains ATM, Point of Sale terminal or e-Commerce through which Card transactions may be performed or some other approved terminal or system linked to BRAC Bank digital banking system every so often.

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Such instructions cannot be withdrawn /cancelled except with the written consent of BRAC Bank. Both Local and International (up to $300) e-commerce transaction will mechanically be enabled for the credit score cardholders. Cardholder can disable the e-commerce transaction anytime by calling BRAC Bank Call Centre.

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